Cummins JD, MA Weiss and Z Hongmin (1999). “Organizational Form and Efficiency: the Coexistence of Stock and Mutual Property-Liability Insurers.” Management Science 45(9): 1254-1269.

Cummins JD, MA Weiss and Z Hongmin (1999). “Organizational Form and Efficiency: the Coexistence of Stock and Mutual Property-Liability Insurers.” Management Science 45(9): 1254-1269.

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