Athanassopoulos AD (1997). “Embodying Service Quality into Operating Efficiency for Assessing the Effort Effectiveness in the Provision of Financial Services.” EJOR 98: 300-313.

Athanassopoulos AD (1997). “Embodying Service Quality into Operating Efficiency for Assessing the Effort Effectiveness in the Provision of Financial Services.” EJOR 98: 300-313.

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