Bauer PW and GD Ferrier (1996). “Scale Economies, Cost Efficiencies, and Technological Change in Federal Reserve Payments Processing.” J Money, Credit and Banking 28(4): 1004-1039.

Bauer PW and GD Ferrier (1996). “Scale Economies, Cost Efficiencies, and Technological Change in Federal Reserve Payments Processing.” J Money, Credit and Banking 28(4): 1004-1039.

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